RENTAL APPLICATION FOR PROSPECTIVE RESIDENTS

BBK Apartments Statement of Rental Policy


1. We are an equal opportunity housing provider. We fully comply with the federal Fair Housing Act. We do not discriminate against any person because of age, race, color, creed, religion, sex, disability, marital status, familial status, sexual orientation, gender identity, or national origin. We also comply with all state and local fair housing laws.
 
2. Occupancy guidelines. To prevent overcrowding, excessive noise and undue stress on plumbing and other building systems, we restrict the number of people who may reside in an apartment. In determining these restrictions, we adhere to all applicable fair-housing laws. We allow two persons per studio apartment, two persons per one-bedroom apartment, four persons per two-bedroom apartment and five persons per three-bedroom apartment.
 
3. Application Process. We evaluate every apartment application in the following manner. You must be at least 18 years of age to submit a rental application and you must answer all questions on the form. All occupants 18 years of age or older must submit an application. We will determine whether, from your responses to the application questions, you qualify for the apartment you are applying for. We will check your credit report, employment, rental references, criminal background, income verification and any other items deemed necessary to confirm that they meet our rental criteria. False information given will result in immediate rejection. If an application is approved and we later find false information was given the lease will be terminated per the lease agreement. The approval process takes one to three business days.
 
4. Rental Criteria. To qualify for an apartment at BBK Apartments, you must meet the following criteria:

 

a. Income. Combined gross income for the adults occupying the unit must be at least three times the total monthly rent. We may require pay-stubs or additional documentation for self-employment, retirement or income from alimony or child support. We will evaluate your sources of income and reserve the right to exclude certain amounts if we believe they are temporary and/or unreliable.
 

b. Employment. Each adult whose income is to be counted towards the income calculation must have at least two years of employment history with at least six months of continuous employment at a single job during the past year. If you are self-employed, you must provide us with copies of your last two years of federal tax returns. Time spent in college may substitute for employment, rental and credit history assuming all other criteria are satisfied.
 

c. Rental history. We will check each applicant’s previous addresses for the past two years. Two years of acceptable rental history, at least one of which is with a non-family member, must be verified. Unsatisfactory references from landlords, including but not limited to, eviction, lease violations, and late payments may cause us to reject your application. If you are not a full-time student and have not rented or owned a home, you may need a guarantor.
 

d. Credit history. Each applicant’s credit history will be reviewed. A pattern of unpaid collections, judgements, late payments or bankruptcy in the last two years, may cause your application to be rejected.
 

e. Criminal history. You must disclose any criminal convictions. This will include person(s) who have received deferred adjudication and/or have not yet satisfied the probationary period of a deferred adjudication for any offenses.
 

f. Guarantors. If you do not meet one or more of the above criteria or are a full-time student, you may be able to qualify for an apartment with a third-party guarantee from a parent or legal guardian or by paying an additional deposit. Guarantors must submit an application and/or provide information needed to complete income and credit histories.

BBK Apartments rental policies are guidelines, which enable us to accept as prospective residents those individuals who are creditworthy and who testify that they do not have a criminal background. This rental policy does not insure that all individuals residing on or visiting the property conform to these guidelines. This rental policy may be modified from time to time.

TO CONTACT OUR RENTAL TEAM 

PLEASE CALL OR EMAIL US:

Tel:      515-240-6007

Email: management@bbkapartments.com

902 E. 1st Street #436

Ankeny, Iowa 50021

© 2020 BBK Apartments

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